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1answer
98 views

Measuring total amount of Bitcoin in circulation

Since fractional reserve banking where money is created by lending is possible with Bitcoin is there a way it can be measured to give a total amount of money in the system? Such a measurement would ...
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2answers
522 views

Can Ripple gateways operate as fully transparent fractional reserve banks?

Any Ripple gateway that establishes a solid reputation will be tempted to switch to fractional reserve issuance of its own IOUs to increase leverage (which is exactly what the existing comercial banks ...
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1answer
143 views

How can you operate a fractional reserve e-wallet?

There are topics about the possibility of e-wallet providers operating like fractional reserve banking. How it can be done in theory and practice? Did it ever happen on any meaningful way in ...
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3answers
445 views

What are the advantages of sharing money in hosted e-wallet services?

I was a little bit shocked to learn that many (if not all) hosted e-Wallet providers combine their customers money in the hosts account, instead of just providing a service for easy access and storing ...
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3answers
567 views

How can I find out if an e-wallet service uses a fractional reserve system?

A comment on this answer pointed out that the total amount of bitcoins in circulation could appear to go above the limit of 21m if wallet services use a fractional reserve system. However, in that ...
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4answers
704 views

How would interest and fractional reserve work in a limited money supply?

Suppose Bitcoin lenders (banks, creditors, investors) issue loans with interest. As the total supply of Bitcoins approaches the 21M ceiling, the total amount owed in outstanding interest will exceed ...