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Is there a simple way for me to borrow bitcoins? [closed]

I'd like to try making money in prediction markets that use bitcoin, like http://fairlay.com and http://predictious.com. The problem is that even if I make a profit, I can still end up losing because ...
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How does lending / leasing in NXT work? What are some use case scenarios?

Since you can lend / lease you nxt to another account. What are the pros/cons of this nxt lending feature? What are some use case scenarios?