Best way to store fund on the lightning network

Question

Suppose that someone want to store 0.1 bitcoin on the lightning network for a period of 1 year to use services such as buying and selling things but doesnt know which one and with who yet.

What would be the best strategy here:

• Open 10 channel for 0.01 BTC today and lock the fund for 1 year with the most used or most connected, funded channel at this day for 1 year, in the hope that they will be connected with the other nodes I want.
• Open 1 channel for 0.1 BTC and lock the fund for 1 year with the single biggest node
• Some custodial services with the impeding loss of control

Answer 1

The best strategy really depends on the user. You distinguish tradeoffs in all these solutions:

• Open a new channel each time

This one does not make sense.

Open 10 channel for 0.01 BTC

More exposure to DOS (and onchain fees), but less exposure to censorship.
Probably the solution which makes the most of sense (or 5 channels for 2mBTC) since MPP.

Open 1 channel for 0.1 BTC

Less exposure to DOS (and onchain fees), but more exposure to censorship (you better chose well your single peer!).

Some custodial services

No exposure to DOS (and any other technical cost), but complete exposure to censorship.