3

I am expecting it starts with '3' the the results below:

getnewaddress "" "p2sh-segwit"
2NFcKJTPZs1syYhwaBkXty6Vt6FEKxD3HTC

Is this because I am running on a private block chain?

6

You are using testnet. Addresses starting with "M", "N", "2" and "tb1" are testnet addresses.

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