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I really like the idea of having an universal online currency and I wanted to know if I can use it in the 'surface web'.

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Yes. You can use bitcoins in many places. There are Bitcoin exchanges where you may exchange your coins for USD or vice-versa. You can also use them on various websites like Newegg for example.

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There are a number of applications. Bitcoin is e.g. used for

You can find a more complete overview on the question Where can I find a list of merchants who accept bitcoins?

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With the Shift card, you can spend Bitcoin anywhere Visa is accepted.

https://www.shiftpayments.com/

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Yes! Of course! Websites like Overstock.com accept bitcoin.

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