If I'm sending, say 50 XRP, first time to an exchange or wallet, will 20 XRP be locked forever and become unusable? Since 20 xrp are required to activate that account.

1 Answer 1


If it's a native wallet on the ledger, then 20 XRP will not be transferrable, though you can use it to pay transaction fees. Exchanges typically have you pay into their account, so there's no reserve that you need to pay. For reasons that nobody has ever figured out, Poloniex does make you pay the 20 XRP reserve.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service and acknowledge you have read our privacy policy.

Not the answer you're looking for? Browse other questions tagged or ask your own question.