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I used atomic pay payment gateway and a segwit address was generated by XPUB key i'm unable to spend the coins i sent to the generated address and coins are not visible in my legacy wallet what to do ?

  • Generally wallets can only spend coins sent to addresses they generated themselves. Anything else is like expecting that burying an envelope with money under a tree in someone's yard without telling them is a valid way of payment. There may be ways to recover from this situation, but it will depend on the software involved, and you're not giving many details here. – Pieter Wuille Sep 4 '19 at 2:31
  • what wallet software are you using? – Abdussamad Oct 4 '19 at 8:31

If you know the derivation path you can access your key pairs using an offline tool such as https://github.com/iancoleman/bip39/releases

Electrum can import private keys using the console and the importprivkey() command.

Import as native(bech32) segwit:

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  • Can you please elaborate that in detail all the steps i will be thankful as i am total noob – Marko3rt Sep 4 '19 at 7:38

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