Questions tagged [loans]

Questions dealing with the obstacles, risks and good case practices of lending/borrowing bitcoins.

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7
votes
5answers
3k views

Why there's no bank or institution lending Bitcoins?

To the best of my knowledge, there's no bank lending in bitcoins, yet, which surprises me. Now that Bitcoin has stabilized to circa USD $100, I think it could be reasonable for an institution to start ...
5
votes
3answers
507 views

Are loans with enforced repayment possible on the blockchain?

Are loans with interest possible in Bitcoin, such that repayment is enforceably encoded with Bitcoin Script on the blockchain from the establishment of the lending contract?
3
votes
2answers
782 views

Can I get an overdraft?

Hypothetically... A uses a desktop bitcoin client, who would like an overdraft facility. B has lots of bitcoins and would like to offer that overdraft and charge interest on the overdrawn amount. ...
15
votes
5answers
1k views

How would interest and fractional reserve banking work in a limited money supply?

Suppose Bitcoin lenders (banks, creditors, investors) issue loans with interest. As the total supply of bitcoins approaches the 21M ceiling, the total amount owed in outstanding interest will exceed ...