Questions tagged [loans]

Questions dealing with the obstacles, risks and good case practices of lending/borrowing bitcoins.

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15
votes
5answers
1k views

How would interest and fractional reserve banking work in a limited money supply?

Suppose Bitcoin lenders (banks, creditors, investors) issue loans with interest. As the total supply of bitcoins approaches the 21M ceiling, the total amount owed in outstanding interest will exceed ...
12
votes
5answers
5k views

How to invest bitcoins?

Are there any websites where bitcoin holders can invest their money? Such as by buying shares or giving out loans. For example there is a ShareHolder service for WebMoney. Is there something similar ...
10
votes
8answers
2k views

If the economy was based on bitcoin, how would someone go about getting a loan?

In today's society, people often take out loans from banks. In an economy that was run on bitcoins, how would someone go about getting a loan? I do not understand how this would work with Bitcoin's ...
7
votes
5answers
3k views

Why there's no bank or institution lending Bitcoins?

To the best of my knowledge, there's no bank lending in bitcoins, yet, which surprises me. Now that Bitcoin has stabilized to circa USD $100, I think it could be reasonable for an institution to start ...
6
votes
9answers
2k views

What happens when bitcoin loans start to appear?

What happens when bitcoins loans start to appear? Loans have interest rates that "create additional value". Given the limited amount of bitcoins, couldn't we realistically run out of them? ...
5
votes
3answers
508 views

Are loans with enforced repayment possible on the blockchain?

Are loans with interest possible in Bitcoin, such that repayment is enforceably encoded with Bitcoin Script on the blockchain from the establishment of the lending contract?
3
votes
2answers
813 views

Can I get an overdraft?

Hypothetically... A uses a desktop bitcoin client, who would like an overdraft facility. B has lots of bitcoins and would like to offer that overdraft and charge interest on the overdrawn amount. ...
1
vote
3answers
175 views

How can loans work with bitcoin?

Before answering this question please go through this scenario Let's assume that we have now become a bitcoin-only economy and nearly all bitcoins have been mined. Now, someone wants to do business ...
0
votes
1answer
67 views

How could Bitcoin lending be secured? [duplicate]

I have been thinking a lot about platforms that allow us to borrow/make money. Such a platform would be really wonderful, mainly for people in countries such as Brazil, which has high taxes on ...