When a user sets up their Trezor hardware wallet to store bitcoin, does the wallet always create the first account at index 0? Is it possible for a user to generate an account at subsequent indices if there are no funds at the previous index? (i.e. a user creates an account at index 1 without having created an account at index 0)

For context, I'm working on a project that integrates with the Trezor Connect API and I want the user to be able to query their bitcoin balance from the accounts on their hardware wallet.