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The BIP44 gap limit approach is a weak or even broken concept for recovering BIP32 based wallets. It makes an assumption about the use case of a BIP44/BIP32 based wallet. The default limit of 20 (some even use 5) will quickly lead to lost funds in recovery if the wallet was used in non-super-trivial use cases. The missing metadata in a BIP39 mnemonic or ...


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Is there a neat way to pull in all funds that derive from a "master key". Or, have I misunderstood deterministic benefits - am I trying achieve a non existent feature? If you import your master key (which may be in the form of a mnemonic or an xprv...), any BIP44 compliant wallet should be able to locate all the funds, provided you followed BIP44 when ...


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