Dear Lightning experts,
someone mentioned in context with lightning channels the following things, and I would like to ask you if this statements are true, and if yes, is this a problem in a future world where lightning becomes mainstream, how would we prevent such scenario of not returning funds`?
"The mnemonic seed will not allow you to recover funds that are off-chain in lightning channels...EVEN if the peer force-closes the Channel! And Static channel backups will not fix this..."
So question is: Why not designing it in this way: "IF there is a force-closure by the other party, THEN your funds are DIRECTLY automatically returned back to your wallet."?
Why in the world was the abovementioned automatic solution not in place now (or is it??)? Because of watchtowers or other stuff?
If above statement about not being able to recover... is not true, then pls elaborate kindly what the actual "return mechanism" is in such force-closure scenarios?
Thank you all